You will see in the attached graphs that the housing market is set up to be a strong 2015 since the pending homes sales during the last quarter of 2014 were strong. We are at a very healthy level of sales rolling into 2015. In the 2nd graph the down red arrow shows how we were rolling into 2014 from 2013 on a downhill slide but this year will be strong from the start. Here come the millennials to buy homes in 2015. First time homebuyers will build as the year goes on.