2306 VALLEY COTTAGE Avenue, Henderson, Nevada 89052

MLS # 2053713

City: Henderson, State: NV

Price: $425000

Gorgeous Lincoln Model in Gated 55+ Community! Great Room w/CF, Den, & Island Kitchen w/Corian Counters, Breakfast Bar, Pantry, Recessed Lighting, SS Appliances, & Nook w/CF. Master BR w/Door to Patio, W/I Closet, CF, Sitting Area, Dual Sinks, Garden Tub & Shower. Tile on Diagonal, Raised Panel Doors, Dual Pane Windows w/Blinds, 2-Tone Paint, Covered Patio, Low Maintenance Landscaping. Seller has paid LID in full! Best value in Pinnacle Village!

5c37ea5d34e2b57bdf632896 0.17 9624129 Age Restricted Golf Pool Gated Tennis Court 606 - Henderson 1 1 0 0 2 2 1 2 2096 Henderson Listing Sun City Anthem Clark County S on Eastern, veer L onto Anthem Pkwy; L on Tony Curtis; R on Chippewa Falls; L on Rosendale Village; L on Cambridge Springs; R on Shorewood Hills; L on Valley Cottage. 2306 VALLEY COTTAGE Avenue Back Yard Access Barbeque Stub Covered Patio vegas 1 2 Attached Auto Door Opener(s) Entryto House Finished Interior 1 Alarm System-Owned Alarm System-Wired Blinds Ceiling Fan(s) Pot Shelves 5c37ea5134e2b57b907a0c52 1 1 1547537834 1547078400 425000 Laura E Harbison 135957207 Active 7405 2053713 129954816 2306 VALLEY COTTAGE Avenue, Henderson, Nevada 89052 1 1547537834 Realty Executives Southern 43 2500000 202 Single Family Homes Residential Gorgeous Lincoln Model in Gated 55+ Community! Great Room w/CF, Den, & Island Kitchen w/Corian Counters, Breakfast Bar, Pantry, Recessed Lighting, SS Appliances, & Nook w/CF. Master BR w/Door to Patio, W/I Closet, CF, Sitting Area, Dual Sinks, Garden Tub & Shower. Tile on Diagonal, Raised Panel Doors, Dual Pane Windows w/Blinds, 2-Tone Paint, Covered Patio, Low Maintenance Landscaping. Seller has paid LID in full! Best value in Pinnacle Village! Wolff Elise* Wolff Elise* Coronado High Webb, Del E. 1 NV 1 VALLEY COTTAGE 2306 Detached SUN CITY ANTHEM UNIT #22 PHASE 1547566749 Mountains 2004 89052 ListPrice 425000 1547168349 425000 ListingStatus Active 1547168349 Active Point -115.0877672 35.9548691 ROOFTOP http://s3-us-west-2.amazonaws.com/apiv1.photos.master/5c16-135957207-0-vegas.jpg 0 1547566834 http://s3-us-west-2.amazonaws.com/apiv1.photos.master/7c85-135957207-1-vegas.jpg 1 1547566834 https://s3-us-west-2.amazonaws.com/apiv1.photos.master/a6f4-135957207-2-vegas.jpg 2 1547566834 https://s3-us-west-2.amazonaws.com/apiv1.photos.master/fe19-135957207-3-vegas.jpg 3 1547566834 https://s3-us-west-2.amazonaws.com/apiv1.photos.master/1746-135957207-4-vegas.jpg 4 1547566834 https://s3-us-west-2.amazonaws.com/apiv1.photos.master/6f51-135957207-5-vegas.jpg 5 1547566834 https://s3-us-west-2.amazonaws.com/apiv1.photos.master/abeb-135957207-6-vegas.jpg 6 1547566834 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http://s3-us-west-2.amazonaws.com/apiv1.photos.master/a1e8-135957207-47-vegas.jpg 47 1547499937 1547566834 1547566871 https://tours.tourfactory.com/tours/tour.asp?t=2116619&idx=1 5c37ea5134e2b57b907a0c52 Lever Handles 0 1 2463 2096 606 - Henderson Age Restricted CC&RS Clubhouse COMMUNITY Facilities COMMUNITY Golf COMMUNITY Pool COMMUNITY Spa Exercise Room Fitness Center Gated Indoor Pool Indoor Spa Pool Recreation Room Security Social Calendar Spa Outdoors Tennis Courts 303 Quarterly 127 Quarterly Common Area Taxes Gated Grounds Management Recreation Facilities Security(Couldinclude Gated/Guard Gated/Roving) 1 Sun City Anthem 702-614-5800 1 Full Bath Downstairs 1 2 0 2.00 1 3 2 Del Webb 1 Story RESALE 0 5715 Henderson Sun City Anthem Frame & Stucco Central Programmable Thermostat Electric Clark County 425000.00 S on Eastern, veer L onto Anthem Pkwy; L on Tony Curtis; R on Chippewa Falls; L on Rosendale Village; L on Cambridge Springs; R on Shorewood Hills; L on Valley Cottage. 1 1 5 Gas 5000 Wolff Elise* Wolff Elise* Dual Pane Windows None Back Yard Access Barbeque Stub Covered Patio Partial Wrought Iron Cash Conventional FHA VA 0 Carpet Ceramic Hardwood Manmade wood or Laminate No 2 Attached Auto Door Opener(s) Entryto House Finished Interior 1 1 Central Programmable Thermostat Gas Coronado High West Mountain View Y 1 Alarm System-Owned Alarm System-Wired Blinds Ceiling Fan(s) Pot Shelves 1 Webb, Del E. Desert Landscaping Drip Irrigation/Bubblers Rock/Gravel Landscaping Shrubs Sprinkler Timer 110-Res-Sngl Fam 1547139395 New Listing 9624129 702-777-1234 Laura E Harbison 011656 Active-Exclusive Right 1547078400 129954816 HARB Realty Executives Southern 702-777-1234 425000.00 Unknown Under 1/4 Acre Paved Road 7405 1 0 135957207 1547537834 B5 96 None LAS 2053713 Lincoln 0.17 1 0 1547139395 425000.00 Microwave Water Conditioner-Loope Water Conditioner-Owned Water Filtering System Built-In Oven(E) Cooktop(G) No Single Family Residential 190-18-511-007 Garage/Private Open Parking 43 Agent will upload Photos in Matrix 1547537834 89052 Power ON 2500000 Single Family Residential Residential 1 Gorgeous Lincoln Model in Gated 55+ Community! Great Room w/CF, Den, & Island Kitchen w/Corian Counters, Breakfast Bar, Pantry, Recessed Lighting, SS Appliances, & Nook w/CF. Master BR w/Door to Patio, W/I Closet, CF, Sitting Area, Dual Sinks, Garden Tub & Shower. Tile on Diagonal, Raised Panel Doors, Dual Pane Windows w/Blinds, 2-Tone Paint, Covered Patio, Low Maintenance Landscaping. Seller has paid LID in full! Best value in Pinnacle Village! 62 202.77 1 1 Pitched Tile 7 18 Public None No 2096 Nevada Active 1547139395 1547078400 VALLEY COTTAGE 2306 2306 Avenue SUN CITY ANTHEM UNIT #22 PHASE 4552 4552 HENDERSON 0 23 Detached 1 Level 1 Floor Cable TV Wired Cable Wired https://tours.tourfactory.com/tours/tour.asp?t=2116619&idx=1 Separate Laundry Room Sink & Cabinets Public Gas Recirculating Hot Water Strapped 2004 Single Family vegas Property Listing 1547566689
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Area Information
Area
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Community
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Subdivision
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County
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Property Type
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Property Subtype
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School Information
Elementary School K2
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High School
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Junior High School
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Elementary School
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Essential Information
  • Additional Pet Rent YN: {yes_or_no(property.feed.AdditionalPetRentYN)}
  • Age Restricted Community YN: {yes_or_no(property.feed.AgeRestrictedCommunityYN)}
  • Approx Addl Liv Area: {property.feed.ApproxAddlLivArea}
  • Approx Total Liv Area: {property.feed.ApproxTotalLivArea}
  • Baths Full: {property.feed.BathsFull}
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  • Baths Total: {property.feed.BathsTotal}
  • Beds Total: {property.feed.BedsTotal}
  • Close Date: {set_time_format('%b %d, %Y', property.feed.CloseDate)}
  • Close Price: ${as_dollars(property.feed.ClosePrice)}
  • Court Approval: {property.feed.CourtApproval}
  • Current Price: ${as_dollars(property.feed.CurrentPrice)}
  • Date Available: {set_time_format('%b %d, %Y', property.feed.DateAvailable)}
  • Equestrian Description: {property.feed.EquestrianDescription}
  • Essential: {property.feed.Essential}
  • Flood Zone: {property.feed.FloodZone}
  • Foreclosure Commenced YN: {yes_or_no(property.feed.ForeclosureCommencedYN)}
  • Gated YN: {yes_or_no(property.feed.GatedYN)}
  • Handicap Adapted: {property.feed.HandicapAdapted}
  • Junior Suiteunder 600 Sqft: {property.feed.JuniorSuiteunder600Sqft}
  • Lease Description: {property.feed.LeaseDescription}
  • Lease Option Considered Y: {property.feed.LeaseOptionConsideredY}
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  • Lot Sqft: {property.feed.LotSqft}
  • Manufactured: {property.feed.Manufactured}
  • Master Bedroom Down YN: {yes_or_no(property.feed.MasterBedroomDownYN)}
  • MLS Number: {property.feed.MLSNumber}
  • Num Acres: {property.feed.NumAcres}
  • Num Bldgs: {property.feed.NumBldgs}
  • Num Den Other: {property.feed.NumDenOther}
  • Num Floors: {property.feed.NumFloors}
  • Num G Acres: {property.feed.NumGAcres}
  • Num Loft: {property.feed.NumLoft}
  • Num Parcels: {property.feed.NumParcels}
  • Num Parking: {property.feed.NumParking}
  • Num Storage Units: {property.feed.NumStorageUnits}
  • Num Terraces: {property.feed.NumTerraces}
  • Num Units: {property.feed.NumUnits}
  • Numberof Furnished Units: {property.feed.NumberofFurnishedUnits}
  • Numof Loft Areas: {property.feed.NumofLoftAreas}
  • Pending Date: {set_time_format('%b %d, %Y', property.feed.PendingDate)}
  • Price Per Acre: ${as_dollars(property.feed.PricePerAcre)}
  • Property Condition: {property.feed.PropertyCondition}
  • Property Description: {property.feed.PropertyDescription}
  • RATIO Close Price By List Price: ${as_dollars(property.feed.RATIOClosePriceByListPrice)}
  • RATIO Close Price By Original Li: ${as_dollars(property.feed.RATIOClosePriceByOriginalList)}
  • RATIO Current Price By SQFT: {property.feed.RATIOCurrentPriceBySQFT}
  • Rent Range: {property.feed.RentRange}
  • Rent Terms Description: {property.feed.RentTermsDescription}
  • Rented Price: ${as_dollars(property.feed.RentedPrice)}
  • Repo Reo YN: {yes_or_no(property.feed.RepoReoYN)}
  • Room Count: {property.feed.RoomCount}
  • Short Sale: {property.feed.ShortSale}
  • Sq Ft Total: {property.feed.SqFtTotal}
  • Studio YN: {yes_or_no(property.feed.StudioYN)}
  • Style: {property.feed.Style}
  • Tax District: {property.feed.TaxDistrict}
  • Temp Off Market Date: {set_time_format('%b %d, %Y', property.feed.TempOffMarketDate)}
  • Temp Off Mrkt Status Desc: {property.feed.TempOffMrktStatusDesc}
  • Three Qtr Baths: {property.feed.ThreeQtrBaths}
  • Total Floors: {property.feed.TotalFloors}
  • Type: {property.feed.Type}
  • Year Built: {property.feed.YearBuilt}
  • Unit Count: {property.feed.UnitCount}
Location
  • Block Number: {property.feed.BlockNumber}
  • Census Tract: {property.feed.CensusTract}
  • Cross Street: {property.feed.CrossStreet}
  • House Faces: {property.feed.HouseFaces}
  • Directions: {property.feed.Directions}
Pet Information
  • Pet Deposit: {property.feed.PetDeposit}
  • Pet Description: {property.feed.PetDescription}
  • Pet Refund: {property.feed.PetRefund}
  • Pets Allowed: {property.feed.PetsAllowed}
  • Numberof Pets: {property.feed.NumberofPets}
  • Per Pet YN: {yes_or_no(property.feed.PerPetYN)}
Features
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  • Condo Conversion YN: {yes_or_no(property.feed.CondoConversionYN)}
  • Convertedto Real Property: {property.feed.ConvertedtoRealProperty}
  • Energy Description: {property.feed.EnergyDescription}
  • Environment Survey: {property.feed.EnvironmentSurvey}
  • Green Building Certification YN: {yes_or_no(property.feed.GreenBuildingCertificationYN)}
  • Green Certification Rating: {property.feed.GreenCertificationRating}
  • Green Certifying Body: {property.feed.GreenCertifyingBody}
  • Green Features: {property.feed.GreenFeatures}
  • Green Year Certified: {property.feed.GreenYearCertified}
  • House Views: {property.feed.HouseViews}
  • Model: {property.feed.Model}
  • Proj Amenities Description: {property.feed.ProjAmenitiesDescription}
  • Prop Amenities Description: {property.feed.PropAmenitiesDescription}
Interior
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  • Bath Downstairs Description: {property.feed.BathDownstairsDescription}
  • Bedand Bath Down YN: {yes_or_no(property.feed.BedandBathDownYN)}
  • Bedroom Downstairs YN: {yes_or_no(property.feed.BedroomDownstairsYN)}
  • Bedrooms Total Possible Num: {property.feed.BedroomsTotalPossibleNum}
  • Cable Available: {property.feed.CableAvailable}
  • Cap Rate: {property.feed.CapRate}
  • Elevator Floor Num: {property.feed.ElevatorFloorNum}
  • Fireplace: {property.feed.Fireplace}
  • Fireplace Description: {property.feed.FireplaceDescription}
  • Fireplace Location: {property.feed.FireplaceLocation}
  • Fireplaces: {property.feed.Fireplaces}
  • Flooring Description: {property.feed.FlooringDescription}
  • Furnished YN: {yes_or_no(property.feed.FurnishedYN)}
  • Furnishings Description: {property.feed.FurnishingsDescription}
  • Interior: {property.feed.Interior}
  • Media Room YN: {yes_or_no(property.feed.MediaRoomYN)}
  • Storage Secure: {property.feed.StorageSecure}
  • Storage Unit Desc: {property.feed.StorageUnitDesc}
  • Storage Unit Dim: {property.feed.StorageUnitDim}
  • Security: {property.feed.Security}
  • Unit Description: {property.feed.UnitDescription}
Exterior
  • Exterior Description: {property.feed.ExteriorDescription}
  • Fence: {property.feed.Fence}
  • Fence Type: {property.feed.FenceType}
  • Pool Description: {property.feed.PoolDescription}
  • Pool Length: {property.feed.PoolLength}
  • Pool Width: {property.feed.PoolWidth}
  • Pv Pool: {yes_or_no(property.feed.PvPool)}
  • Spa: {property.feed.Spa}
  • Spa Description: {property.feed.SpaDescription}
  • Unit Pool Indoor YN: {yes_or_no(property.feed.UnitPoolIndoorYN)}
  • Unit Spa Indoor: {property.feed.UnitSpaIndoor}
Appliances
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  • Cooling Description: {property.feed.CoolingDescription}
  • Cooling Fuel: {property.feed.CoolingFuel}
  • Dishwasher Description: {property.feed.DishwasherDescription}
  • Dishwasher YN: {yes_or_no(property.feed.DishwasherYN)}
  • Disposal YN: {yes_or_no(property.feed.DisposalYN)}
  • Dryer Included: {yes_or_no(property.feed.DryerIncluded)}
  • Dryer Utilities: {property.feed.DryerUtilities}
  • Electricity: {property.feed.Electricity}
  • Gas Description: {property.feed.GasDescription}
  • Heating Description: {property.feed.HeatingDescription}
  • Heating Fuel: {property.feed.HeatingFuel}
  • Hot Water: {property.feed.HotWater}
  • Kitchen Countertops: {property.feed.KitchenCountertops}
  • Other Appliance Description: {property.feed.OtherApplianceDescription}
  • Oven Description: {property.feed.OvenDescription}
  • Oven Fuel: {property.feed.OvenFuel}
  • Range: {property.feed.Range}
  • Refrigerator Description: {property.feed.RefrigeratorDescription}
  • Refrigerator YN: {yes_or_no(property.feed.RefrigeratorYN)}
  • Separate Meter: {property.feed.SeparateMeter}
  • Sewer: {property.feed.Sewer}
  • Solar Electric: {property.feed.SolarElectric}
  • Trash: {property.feed.Trash}
  • Utilities: {property.feed.Utilities}
  • Utilities Incl: {property.feed.UtilitiesIncl}
  • Utility Information: {property.feed.UtilityInformation}
  • Washer: {property.feed.Washer}
  • Washer Dryer Description: {property.feed.WasherDryerDescription}
  • Washer Dryer Included: {property.feed.WasherDryerIncluded}
  • Washer Dryer Location: {property.feed.WasherDryerLocation}
  • Washer Included: {yes_or_no(property.feed.WasherIncluded)}
  • Water: {property.feed.Water}
  • Water Heater Description: {property.feed.WaterHeaterDescription}
Lot Information
  • Builder: {property.feed.Builder}
  • Building Description: {property.feed.BuildingDescription}
  • Building Number: {property.feed.BuildingNumber}
  • Built Description: {property.feed.BuiltDescription}
  • Gravel Road: {property.feed.GravelRoad}
  • Land Use: {property.feed.LandlordOwnerPays}
  • Landlord Owner Pays: {property.feed.LandscapeDescription}
  • Landscape Description: {property.feed.LandUse}
  • Lot Depth: {property.feed.LotDepth}
  • Lot Description: {property.feed.LotDescription}
  • Lot Front: {property.feed.LotFront}
  • Lot Frontage: {property.feed.LotFrontage}
  • Lot Number: {property.feed.LotNumber}
  • Master Plan: {property.feed.MasterPlan}
  • Master Plan Fee Amount: ${as_dollars(property.feed.MasterPlanFeeAmount)}
  • Net Acres: {property.feed.NetAcres}
  • Parcel Number: {property.feed.ParcelNumber}
  • Paved Road: {property.feed.PavedRoad}
  • Primary View Direction: {property.feed.PrimaryViewDirection}
  • Road: {property.feed.Road}
  • Roof Description: {property.feed.RoofDescription}
  • Section: {property.feed.Section}
  • Section 8 Considered YN: {yes_or_no(property.feed.Section8ConsideredYN)}
  • Terrace Location: {property.feed.TerraceLocation}
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  • Terrain Description: {property.feed.TerrainDescription}
  • Views: {property.feed.Views}
  • Zoning: {property.feed.Zoning}
  • Zoning Authority: {property.feed.ZoningAuthority}
Garage And Parking
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  • Carports: {property.feed.Carports}
  • Converted Garage YN: {yes_or_no(property.feed.ConvertedGarageYN)}
  • Garage: {property.feed.Garage}
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  • Numof Parking Spaces Included: {property.feed.NumofParkingSpacesIncluded}
  • Parking Description: {property.feed.ParkingDescription}
  • Parking Level: {property.feed.ParkingLevel}
  • Total Numof Parking Spaces: {property.feed.TotalNumofParkingSpaces}
Construction
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  • Construction Estimate Start: {property.feed.ConstructionEstimateStart}
Financial
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  • Administration Refund: ${as_dollars(property.feed.AdministrationRefund)}
  • Amt Owner Will Carry: ${as_dollars(property.feed.AmtOwnerWillCarry)}
  • Annual Property Taxes: ${as_dollars(property.feed.AnnualPropertyTaxes)}
  • Application Fee Amount: ${as_dollars(property.feed.ApplicationFeeAmount)}
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  • Appx Association Fee: ${as_dollars(property.feed.AppxAssociationFee)}
  • Appx Subfee Amount: ${as_dollars(property.feed.AppxSubfeeAmount)}
  • Appx Subfee Pymt Ty: ${as_dollars(property.feed.AppxSubfeePymtTy)}
  • Assessed Imp Value: ${as_dollars(property.feed.AssessedImpValue)}
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  • Assessments: {property.feed.Assessments}
  • Association Features Available: {property.feed.AssociationFeaturesAvailable}
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  • Association Fee MQYN: {yes_or_no(property.feed.AssociationFeeMQYN)}
  • Association Fee YN: {yes_or_no(property.feed.AssociationFeeYN)}
  • Association Name: {property.feed.AssociationName}
  • Auction Date: {set_time_format('%b %d, %Y', property.feed.AuctionDate)}
  • Auction Type: {property.feed.AuctionType}
  • Bonus SOYN: {yes_or_no(property.feed.BonusSOYN)}
  • Buyer Premium: ${as_dollars(property.feed.BuyerPremium)}
  • Cashto Assume: ${as_dollars(property.feed.CashtoAssume)}
  • Cleaning Deposit: ${as_dollars(property.feed.CleaningDeposit)}
  • Cleaning Refund: ${as_dollars(property.feed.CleaningRefund)}
  • Contingency Desc: {property.feed.ContingencyDesc}
  • Costper Unit: ${as_dollars(property.feed.CostperUnit)}
  • Current Loan Assumable: ${as_dollars(property.feed.CurrentLoanAssumable)}
  • Deposit: ${as_dollars(property.feed.Deposit)}
  • Down Payment: ${as_dollars(property.feed.DownPayment)}
  • Earnest Deposit: ${as_dollars(property.feed.EarnestDeposit)}
  • Est Clo Lsedt: ${as_dollars(property.feed.EstCloLsedt)}
  • Existing Rent: ${as_dollars(property.feed.ExistingRent)}
  • Financing Considered: {property.feed.FinancingConsidered}
  • First Encumbrance Assumable: ${as_dollars(property.feed.FirstEncumbranceAssumable)}
  • First Encumbrance Balance: ${as_dollars(property.feed.FirstEncumbranceBalance)}
  • First Encumbrance Payment: ${as_dollars(property.feed.FirstEncumbrancePayment)}
  • First Encumbrance Pmt Desc: {property.feed.FirstEncumbrancePmtDesc}
  • First Encumbrance Rate: {property.feed.FirstEncumbranceRate}
  • Gross Operating Income: ${as_dollars(property.feed.GrossOperatingIncome)}
  • Gross Rent Multiplier: {property.feed.GrossRentMultiplier}
  • HOA Minimum Rental Cycle: ${as_dollars(property.feed.HOAMinimumRentalCycle)}
  • HOAYN: {yes_or_no(property.feed.HOAYN)}
  • Home Protection Plan: {property.feed.HomeProtectionPlan}
  • Other Deposit: ${as_dollars(property.feed.OtherDeposit)}
  • Other Encumbrance Desc: {property.feed.OtherEncumbranceDesc}
  • Other Income Description: {property.feed.OtherIncomeDescription}
  • Other Refund: ${as_dollars(property.feed.OtherRefund)}
  • Owner Will Carry: {property.feed.OwnerWillCarry}
  • Property Insurance: ${as_dollars(property.feed.PropertyInsurance)}
  • Sale Type: {property.feed.SaleType}
  • Second Encumbrance Assumable: ${as_dollars(property.feed.SecondEncumbranceAssumable)}
  • Second Encumbrance Balance: ${as_dollars(property.feed.SecondEncumbranceBalance)}
  • Second Encumbrance Payment: ${as_dollars(property.feed.SecondEncumbrancePayment)}
  • Second Encumbrance Pmt Desc: {property.feed.SecondEncumbrancePmtDesc}
  • Second Encumbrance Rate: {property.feed.SecondEncumbranceRate}
  • Security Deposit: ${as_dollars(property.feed.SecurityDeposit)}
  • Security Refund: ${as_dollars(property.feed.SecurityRefund)}
  • Sold Appraisal NUMBER: {property.feed.SoldAppraisalNUMBER}
  • Sold Balloon Amt ${as_dollars(property.feed.SoldBalloonAmt)}
  • Sold Balloon Due ${as_dollars(property.feed.SoldBalloonDue)}
  • Sold Down Payment ${as_dollars(property.feed.SoldDownPayment)}
  • Sold Lease Description {property.feed.SoldLeaseDescription}
  • Sold OWC Amt ${as_dollars(property.feed.SoldOWCAmt)}
  • Sold Term {property.feed.SoldTerm}
  • Tenant Pays ${as_dollars(property.feed.TenantPays)}
  • Terms Owner Will Carry {property.feed.TermsOwnerWillCarry}
  • Type Owner Will Carry {property.feed.TypeOwnerWillCarry}
  • Yearly Operating Expense ${as_dollars(property.feed.YearlyOperatingExpense)}
  • Yearly Operating Income ${as_dollars(property.feed.YearlyOperatingIncome)}
  • Yearly Other Income ${as_dollars(property.feed.YearlyOtherIncome)}