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Home down payment misconceptions

I was surprised recently to see these consumer survey results on home mortgage down payments. On average nearly 40% of potential homebuyers thought that you need a 15% down payment to purchase a home. Wow, that is so far off of the truth. In todays market you can purchase a home with only a 3.5% down payment on an FHA loan. Veterans can still purchase with $0 down payment. There are also many grants available to all levels of homebuyers in Clark county. Many of these grants cover your down payment and closing costs making it $0 down to purchase a home. Please feel free to contact us today to discuss your situation and see if you qualify for any of these. If we can’t answer your question we have a great lender that will have all the answers. Don’t assume that you can’t buy a home because you don’t have a big down payment.

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