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10 Steps to Buying a Home This Summer

Some Highlights: If you are thinking of buying a Las Vegas home, you may not know where to start. Here is a simple list of 10 steps that you will go through to purchase a home. Make sure to ask your agent for details about each step and what else may be required in your…

The Heuser Team·
July 5, 2019 10:25 pm·
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Is Mortgage Debt out of Control?

The housing crisis of the last decade was partially caused by unhealthy levels of mortgage debt. Homeowners were using their homes as ATMs by refinancing and swapping their equity for cash. When prices started to fall, many homeowners found themselves in a negative equity situation (where their mortgage was higher than the value of their…

The Heuser Team·
July 3, 2019 9:15 pm·
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Know What to Expect at Your Home Inspection

So you made an offer and it was accepted. Now, your next task is to have the home inspected prior to closing. Agents oftentimes make your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price you paid for the home, ask the sellers to cover repairs, or in some cases, to…

The Heuser Team·
July 2, 2019 3:56 pm·
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Americans Rank Real Estate Best Investment for 6 Years Running!

Some Highlights: Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 6 years. Stock owners are more positive about real estate than stocks as an investment. Of the 4 listed, real estate is the only investment you can also live in! Other Post for You…

The Heuser Team·
June 28, 2019 6:29 pm·
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Before You Look for Your Dream Home: Know What You Want vs. What You Need!

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search. If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d…

The Heuser Team·
June 26, 2019 3:48 pm·
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4 Reasons to Sell This Summer

Some Highlights: Buyer demand continues to outpace the supply of homes for sale. This means that buyers are often competing with one another for the few listings that are available. Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Now may be the time for you and your family…

The Heuser Team·
June 24, 2019 9:30 pm·
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Why Is So Much Paperwork Required to Get a Mortgage?

When buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process…

The Heuser Team·
June 19, 2019 3:50 pm·
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Top 4 Renovations for the Greatest Return on Investment!

Some Highlights: If you are planning on listing your Las Vegas house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI). Minor renovations can go a long way toward improving the quality of your everyday life and/or impressing potential buyers. Whether you plan to stay in your…

The Heuser Team·
June 17, 2019 11:11 pm·
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Time for Your Dream Home, Gen X!

During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation to regain their lost wealth. According to Pew Research Center, “Their fortunes have rebounded more than those of other generations during…

The Heuser Team·
June 13, 2019 4:33 pm·
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Renting or Owning, What Is Better for You?

In a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy…

The Heuser Team·
June 11, 2019 3:41 pm·
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What is the Cost of Waiting Until Next Year to Buy?

Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020. CoreLogic predicts home prices to appreciate by 4.8% over the next 12 months. If…

The Heuser Team·
June 7, 2019 11:03 pm·
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Selling Your Las Vegas Home – Summer 2019

The Heuser Team·
June 4, 2019 10:42 pm·
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Buying Your Las Vegas Home – Summer 2019

The Heuser Team·
June 4, 2019 10:20 pm·
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How Homeownership Delivers Unsurpassed Family Wealth

There are many financial benefits to homeownership, but probably none more important than its ability to create family wealth. How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is an online resource for research and information on how homeownership contributes to individual and community success. Their article, The First Rung on the…

The Heuser Team·
June 4, 2019 9:43 pm·
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The Top Reasons to Own Your Home

Some Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own Las Vegas home? Other Post for You How Homeownership Delivers Unsurpassed Family Wealth

The Heuser Team·
May 31, 2019 10:16 pm·
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Jumbo home loans are getting better in 2014

Recent reports indicate that big banks are fighting to get high net worth borrowers by reducing interest rates and down payment on Jumbo home loans over $417,000. Some banks have dropped the down payment requirement down to 15% from the traditional 20% to gain more banking clients. This will benefit Las Vegas luxury home for sale, Summerlin luxury homes for sale,

August 5, 2014

Renters Paying Substantially More While Owning Costs Less

In a recent Insights Blog, CoreLogic reported that rent prices have skyrocketed since 2005. Meanwhile, the typical mortgage payment has actually decreased. “CoreLogic’s national rent index was up 36% in December 2018 compared with December 2005, while the typical mortgage payment was down 4% over that period.” Why the difference between the costs of renting versus owning? It

April 25, 2019

What’s Ahead For Home Mortgage Rates This Week – March 24, 2014

Last week’s economic news included a few housing market related reports including the Housing Market Index (HMI) for March 2014, a report on number of housing starts, and total number of building permits for February. The National Association of REALTORS® (NAR) also released their infamous Existing Home Sales report for February and the Federal Reserve

August 6, 2014

Selling Your Las Vegas Home – Winter 2019

December 4, 2018

5 Reasons Homeownership Makes ‘Cents’

The American Dream of homeownership is alive and well. Recent reports show that the Las Vegas homeownership rate has rebounded from recent lows and is headed in the right direction. The personal reasons to own differ for each buyer, but there are many basic similarities. Today we want to talk about the top 5 financial reasons you should own

October 10, 2018

National home prices are increasing again

National home prices are increasing again as the housing market recovery continues to takes shape. The recovery is just what Las Vegas homeowners needed to rebuild their lost equity and get out from their underwater mortgages. Sellers should be very excited right now as buyers are continuing to bid up property prices at a steady pace. This

July 29, 2014

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